## 响应示例
### 成功响应
```json
{
"baseInfo": {
"name": "封*伟",
"age": 34,
"sex": "男",
"idCard": "3203**199102***152",
"phone": "158****2970",
"location": "江苏省徐州市沛县",
"phoneArea": "江苏-徐州",
"channel": "中国移动",
"status": 4
},
"standLiveInfo": {
"finalAuthResult": "0",
"verification": "1",
"inTime": "3"
},
"checkSuggest": "建议拒绝",
"fraudScore": 100,
"creditScore": 300,
"verifyRule": "高风险",
"fraudRule": "高风险",
"riskWarning": {
"sfhyfxRiskHighCounts": 1,
"noPhoneDuration": 1,
"jdpgRiskMiddleCounts": 1,
"idCardRiskMiddleCounts": 0,
"yqfxRiskMiddleCounts": 0,
"isDisrupSocial": 1,
"sfhyfxRiskCounts": 1,
"hitCivilCase": 0,
"isAntiFraudInfo": 0,
"zlfxpgRiskHighCounts": 0,
"gazdyrhyRiskMiddleCounts": 0,
"hitAdministrativeCase": 0,
"level": "C2,C5",
"frequentBankApplications": 0,
"yqfxRiskHighCounts": 0,
"isTrafficRelated": 0,
"phoneThreeElementMismatch": 0,
"highDebtPressure": 0,
"hitCompensationCase": 0,
"idCardRiskHighCounts": 0,
"totalRiskCounts": 4,
"yqfxRiskCounts": 0,
"idCardTwoElementMismatch": 0,
"isKeyPerson": 0,
"zlfxpgRiskMiddleCounts": 0,
"shortPhoneDurationSlight": 0,
"hitBankruptcyAndLiquidation": 0,
"highFraudGangLevel": 1,
"isEconomyFront": 0,
"jdpgRiskHighCounts": 0,
"hasCriminalRecord": 0,
"veryFrequentRentalApplications": 0,
"frequentNonBankApplications": 0,
"idCardRiskCounts": 0,
"frequentApplicationRecent": 0,
"hitDirectlyUnderCase": 0,
"hitPreservationReview": 0,
"hitExecutionCase": 0,
"gazdyrhyRiskCounts": 1,
"shortPhoneRiskMiddleCounts": 0,
"hitCurrentOverdue": 0,
"jdpgRiskCounts": 1,
"idCardPhoneProvinceMismatch": 0,
"hitHighRiskBankLastTwoYears": 0,
"shortPhoneRiskCounts": 1,
"sfhyfxRiskMiddleCounts": 0,
"gazdyrhyRiskHighCounts": 1,
"frequentRentalApplications": 0,
"shortPhoneDuration": 0,
"zlfxpgRiskCounts": 0,
"moreFrequentBankApplications": 0,
"hitHighRiskNonBankLastTwoYears": 0,
"shortPhoneRiskHighCounts": 1,
"moreFrequentNonBankApplications": 0,
"hitCriminalRisk": 1
},
"riskSupervision": {
"rentalRiskListIdCardRelationsPhones": 0,
"details": "无",
"rentalRiskListPhoneRelationsIdCards": 0,
"leastApplicationTime": "2025-06-02"
},
"elementVerificationDetail": {
"sjsysFlag": 1,
"sfzeysFlag": 2,
"phoneCheckDetails": {
"num": "1",
"ele": "身份证号、手机号、姓名",
"phoneCompany": "中国移动",
"result": "不一致"
},
"antiFraudInfo": {},
"personCheckDetails": {
"num": "1",
"ele": "身份证号、姓名",
"result": "一致"
},
"onlineRiskFlag": 0,
"onlineRiskList": {
"num": "1",
"lineType": "移动",
"onLineTimes": "3,6(个月)"
},
"phoneVailRiskFlag": 1,
"phoneVailRisks": {
"num": "1",
"phoneCompany": "移动",
"phoneStatus": "沉默号",
"phoneTimes": "3(单位:月)"
},
"belongRiskFlag": 0,
"belongRisks": {
"num": "1",
"personProvence": "江苏省",
"personCity": "徐州市",
"phoneProvence": "江苏",
"phoneCity": "徐州",
"phoneCardType": "移动"
},
"highRiskFlag": 2,
"keyPersonCheckList": {
"num": "1",
"fontFlag": 0,
"jingJiFontFlag": 0,
"fangAiFlag": 0,
"zhongDianFlag": 0,
"sheJiaoTongFlag": 0
}
},
"overdueRiskProduct": {
"lyjlhyFlag": 1,
"dkzhktjFlag": 2,
"tsmdyzFlag": 0,
"hasUnsettledOverdue": "逾期",
"currentOverdueInstitutionCount": "(0,1000)",
"currentOverdueAmount": "1",
"settledInstitutionCount": "[17,+)",
"totalLoanRepaymentAmount": "[68000,+)",
"totalLoanInstitutions": "[14,+)",
"overdueLast1Day": "未逾期",
"overdueLast7Days": "未逾期",
"overdueLast14Days": "逾期",
"overdueLast30Days": "逾期",
"daysSinceLastSuccessfulRepayment": "160+",
"repaymentFailureCountLast7Days": "0",
"repaymentFailureAmountLast7Days": "0",
"repaymentSuccessCountLast7Days": "-",
"repaymentSuccessAmountLast7Days": "-",
"repaymentFailureCountLast14Days": "[5,15)",
"repaymentFailureAmountLast14Days": "(0,1000)",
"repaymentSuccessCountLast14Days": "-",
"repaymentSuccessAmountLast14Days": "-",
"repaymentFailureCountLastMonth": "[5,34)",
"repaymentFailureAmountLastMonth": "(0,6000)",
"repaymentSuccessCountLastMonth": "-",
"repaymentSuccessAmountLastMonth": "-",
"repaymentFailureCountLast3Months": "[56,+)",
"repaymentFailureAmountLast3Months": "(0,10000)",
"repaymentSuccessCountLast3Months": "-",
"repaymentSuccessAmountLast3Months": "-",
"repaymentFailureCountLast6Months": "[70,+)",
"repaymentFailureAmountLast6Months": "[2000,30000)",
"repaymentSuccessCountLast6Months": "-",
"repaymentSuccessAmountLast6Months": "-",
"specialListVerification": []
},
"multCourtInfo": {
"legalCases": [],
"executionCases": [
{
"caseNumber": "（2023）赣1102执保608号",
"caseType": "财产保全执行",
"court": "上饶市信州区人民法院",
"litigantType": "被申请人",
"filingTime": "2023-05-12",
"disposalTime": "2023-05-17",
"caseStatus": "已结案",
"executionAmount": "",
"repaidAmount": "",
"caseReason": "未知",
"disposalMethod": "部分保全",
"judgmentResult": ""
}
],
"disinCases": [],
"limitCases": [],
"legalCasesFlag": 1,
"executionCasesFlag": 1,
"disinCasesFlag": 0,
"limitCasesFlag": 0
},
"loanEvaluationVerificationDetail": {
"riskFlag": 1,
"organLoanPerformances": [
{
"applyCount": "银行",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/0",
"last12Month": "2/0"
},
{
"applyCount": "非银",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/2",
"last12Month": "2/2"
}
],
"customerLoanPerformances": [
{
"type": "银行汇总",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/0",
"last12Month": "2/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "2/0",
"last12MonthCount": "2/0"
},
{
"type": "传统银行",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "网络零售银行",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/0",
"last12Month": "2/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "2/0",
"last12MonthCount": "2/0"
},
{
"type": "非银汇总",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/2",
"last12Month": "2/2",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "2/2",
"last12MonthCount": "2/2"
},
{
"type": "持牌网络小贷",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "持牌消费金融",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "2/2",
"last12Month": "2/2",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "2/2",
"last12MonthCount": "2/2"
},
{
"type": "持牌融资租赁机构",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "持牌汽车金融",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
}
],
"businessLoanPerformances": [
{
"type": "信用卡(类信用卡)",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "线上小额现金贷",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "汽车金融",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "线上消费分期",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "线下消费分期",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "其他",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
}
],
"timeLoanPerformances": [
{
"type": "夜间-银行",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "夜间-非银",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "1/1",
"last12Month": "1/1",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "1/1",
"last12MonthCount": "1/1"
},
{
"type": "周末-银行",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
},
{
"type": "周末-非银",
"last7Day": "0/0",
"last15Day": "0/0",
"last1Month": "0/0",
"last3Month": "0/0",
"last6Month": "0/0",
"last12Month": "0/0",
"last7DayCount": "0/0",
"last15DayCount": "0/0",
"last1MonthCount": "0/0",
"last3MonthCount": "0/0",
"last6MonthCount": "0/0",
"last12MonthCount": "0/0"
}
]
},
"leasingRiskAssessment": {
"threeCPlatformApplicationCountLast3MonthsNight": "0/0",
"threeCPlatformApplicationCountLast3Days": "0/0",
"threeCInstitutionApplicationCountLast12MonthsNight": "0/0",
"threeCInstitutionApplicationCountLastMonthWeekend": "0/0",
"threeCInstitutionApplicationCountLast12MonthsWeekend": "0/0",
"threeCInstitutionApplicationCountLast3DaysNight": "0/0",
"threeCPlatformApplicationCountLastMonth": "0/0",
"threeCPlatformApplicationCountLast6MonthsNight": "0/0",
"threeCPlatformApplicationCountLast7DaysNight": "0/0",
"threeCInstitutionApplicationCountLastMonthNight": "0/0",
"threeCInstitutionApplicationCountLast14DaysWeekend": "0/0",
"threeCInstitutionApplicationCountLastMonth": "0/0",
"threeCPlatformApplicationCountLast14DaysNight": "0/0",
"threeCPlatformApplicationCountLast3Months": "2/1",
"threeCPlatformApplicationCountLast3MonthsWeekend": "0/0",
"threeCInstitutionApplicationCountLast6Months": "2/1",
"threeCInstitutionApplicationCountLast14DaysNight": "0/0",
"threeCPlatformApplicationCountLast6MonthsWeekend": "0/0",
"threeCInstitutionApplicationCountLast7Days": "0/0",
"threeCInstitutionApplicationCountLast3DaysWeekend": "0/0",
"threeCInstitutionApplicationCountLast3MonthsNight": "0/0",
"threeCPlatformApplicationCountLast6Months": "2/1",
"threeCInstitutionApplicationCountLast3Months": "2/1",
"threeCInstitutionApplicationCountLast14Days": "0/0",
"threeCPlatformApplicationCountLast14DaysWeekend": "0/0",
"threeCInstitutionApplicationCountLast7DaysNight": "0/0",
"threeCPlatformApplicationCountLast12Months": "3/2",
"threeCPlatformApplicationCountLast12MonthsWeekend": "0/0",
"threeCInstitutionApplicationCountLast3Days": "0/0",
"threeCInstitutionApplicationCountLast7DaysWeekend": "0/0",
"riskFlag": 2,
"threeCInstitutionApplicationCountLast6MonthsNight": "0/0",
"threeCPlatformApplicationCountLast3DaysNight": "0/0",
"threeCInstitutionApplicationCountLast3MonthsWeekend": "0/0",
"threeCPlatformApplicationCountLast7Days": "0/0",
"threeCPlatformApplicationCountLast12MonthsNight": "0/0",
"threeCPlatformApplicationCountLastMonthWeekend": "0/0",
"threeCInstitutionApplicationCountLast6MonthsWeekend": "0/0",
"threeCPlatformApplicationCountLastMonthNight": "0/0",
"threeCInstitutionApplicationCountLast12Months": "3/2",
"threeCPlatformApplicationCountLast14Days": "0/0",
"threeCPlatformApplicationCountLast7DaysWeekend": "0/0",
"threeCPlatformApplicationCountLast3DaysWeekend": "0/0"
}
}
```
